1. Scope

These Terms & Conditions apply to all content access, subscriptions, and reader-supported contributions made via Swiss Daily Scope (swissdailyscope.com), operated from Löwenstrasse 65, 8001 Zürich, Switzerland (Swiss UID: CHE-286-517-934). By using this site, you agree to these terms.

2. Services

Swiss Daily Scope provides editorial content, optional membership subscriptions, and access to member-only material and newsletters. Services include:

• Free Articles: Publicly available stories and blog posts
• Member Content: Access to extra reports or features for subscribers
• Email Updates: Optional updates for subscribers or newsletter readers
• Community Participation: Access to discussions and Q&A if offered

3. Contract Formation

A subscription contract is formed when you complete payment and receive confirmation by email. If you donate without creating an account, your donation is considered a one-time, non-contractual support contribution.

4. Fees & Payment

Subscription and donation amounts are listed in Swiss Francs (CHF). Payments may be made via:

• Credit card (processed via Stripe or similar)
• Other available methods as indicated at checkout

All payments are processed securely. We do not store credit card information on our servers.

5. Content Disclaimer

Our articles reflect personal views and community perspectives. While we aim for accuracy, we do not guarantee completeness or applicability. We are not responsible for reliance on published content. External links are provided for informational purposes only.

6. Refund Policy

Refunds are considered case-by-case. Standard rules:

• Memberships: Monthly memberships can be canceled anytime. If you contact us within 5 days of billing, we may offer a refund.
• Donations: One-time donations are non-refundable unless submitted in error.
• Annual Plans: Can be canceled at any time. Pro-rated refunds may apply depending on usage and benefit access.

Processing time: Approved refunds are processed within 10 business days.

Request procedure: Please contact us at info@swissdailyscope.com with your transaction ID. We aim to respond within 3 business days.

7. Modifications

These terms may be updated periodically. Continued use of the site after changes implies acceptance. The most current version is always available at swissdailyscope.com/terms.